Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

Related :

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Website Online Credit Card Payments with Offline Processing?
My current hosting package provides mysql database and a Shared SSL””””. I am quite technical and would attempt online payments if i had the time — i have been looking at OSCommerce. I’ve now been able to link up a DB with it but its the payment side of things that i wasn’t sure about and didn’t want to take chances. But the quotes i got were very expensive — hence hoping i could have an SSL form and process the details myself using our existing credit card processing system.””””””
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Co-signing an auto loan?
Hey guys. I would appreciate anyone’s help regarding a bind I’m in. I’m switching jobs and have to turn in my company vehicle. Therefore, I need to purchase a car. I went through a messy divorce a couple years ago and my ex really hurt my credit by charging up cards, taking them out in my name, etc. Long story short, my credit is suffering. I had to pay a lot of money to close accounts, etc to divorce. I’m trying to get a car and the dealership is having problems getting me financed. I think I probably could get a loan somewhere, but the interest rate would be through the roof. I make good money and my new job would have a base of 60k. The business manager at the dealership asked if I could get a co-signer. My dad is retired and has great credit. My parents are looking to move south and buy a new place. If he co-signs, will this loan on his record impact his financing, future purchases, etc? I just don’t want to burden him. The car is $15,450. Thanks for your help. Jon””
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How does a person go about getting out of several pay day loans?
I have tried to get a bad credit personal loan to consolidate all of these into one. Each paycheck I have to pay out $332 just to simply roll over my payday loans, I havent even begun paying them off. I barley make that much each paycheck to begin with. Does anyone know any other solution. I know this is my own fault, and I was stupid to take these out to begin with, but at this point I am looking for any type of advice. If you have any please let me know. Thank you!””
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Car loan option for low credit score buyer?
Hey guys, I just graduated from college and for the past 4 years I could not work so I let my 4 credit cards ($6000 total) go to collection and they brought my credit score down to 564. As of now, I do not have a car and I am looking to buy one that will cost about 30k. I have $ 3500 that I am willing to put down and my annual income will be 65k based salary. I am looking forward to start settling all my account in colection but meanwhile I want to have a nice ride. what do you think are my options and do you think I can talk to a banker and lower my interest ?””
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Is there anyone that can give me a checking account?
I need to do an online payday loan. Arizona doesn’t do payday loans, but you can do them online. The problem is I don’t have a checking account. I have had Greendot (prepaid debit card) for the past 4 years. Is there anyone that can give me a checking account guaranteed so I can get a payday loan?””
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“”What happens if you are unable to make a payday loan”””” in Virginia?””””””
We have a good relationship and credit history with this particular outfit, unfortunately, there is no way we are going to be able to payback the $572 owed them on Nov. 14, 2011. Any recommendations on how to approach this matter? We have EVERY intention of paying it back, unfortunately the money is delayed by 30 days. Thanks for your input.””
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#repost

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What is the best online stock trading service for beginners?
I have no experience in stock trading.
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Will having a credit card closed due to inactivity hurt my credit score?
I had a credit card that I’d spent around $700 on back in 07, paid it all off, then set aside just for emergencies. Fortunately, I never had an emergency or other reason to use the card again. I thought I was being responsible. I received a letter this week saying that my account had been closed due to inactivity, and that if I wanted to get another card I’d have to reapply and be subject to new interest rates. Feels like a scam. Is this going to negatively effect my credit score?””
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How can I get from under the payday loan cycle?

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Where can i got online to get a free credit report and not have to use a credit card..?

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How does Bankruptcy affect your seperated spouse?
If i am seperated and my husband files for bankruptcy how does this affect me? We had a car loan together in joint names and thats been repossed, if there is a shortfall on that will they chase me and what will they take? Being that im a single mother now will they take anything from me? i dont own a house and the only thing of value is my car which is owned outright but only valued at around 5k. Will his name get wiped from the debt and the amount owing be entirely mine?””
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“”Financial Planning..What order should I ..go back to school, purchase a house, open a small business?
What type of professional would be able to answer my questions and help with with a road map in terms of the order in which I should accomplish a couple of goals including: 1. Going back to school for my Masters (hope to get at least a partial scholarship but I know I will also need to take out a loan) 2. Buying my first house 3. Opening a small business I know the order is important because getting an additonal loan for ex to go to school may effective how much house I could get and so on. Just wanting some guidance. Thanks!
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To file Bankruptcy or Not to?
I have a delima and this seems like the right place to ask this question. I have a home in Las Vegas which I am trying to short sale, which I believe will ultimately end up as a Foreclosurer. I lost my job 10 months ago when my industry took a crash due to the economy and have been burning through my savings to support my family. Now that I am working again my payments are the same but my pay check is 1/2 of what I use to make, so its a struggle. I have almost depleted my savings and come to a fork in the road. I have about 25K in credit debt and my credit card company just raise my interest rate so high I can’t possibly afford the new monthly payment. I have tried to get them to help and they said thats the way it is and when I check the internet, this is happening to millions of people. So here is my question. Since I will have a foreclosurer on my record, is it worth trying to work to pay off the credit card company or just file for BK and start over. I have always have perfect credit (790) and this is really bothersome to me. I buy cars every 2 years and always got the best rates, so I want to try and save my credit, but with a foreclosurer on there, will it really matter if I pay off the credit card or not? My credit is already shot and need to get on the road to rebuild it and I can probably get $25,000 to pay off the card, but that will be my entire savings and would leave me in a more volerable state. Sorry to ramble on and advice would be appreciated!””
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Private Lenders?
Does anyone knows any private lenders, who works with Auto Loan brokers?””
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“”I have a $5,000 down payment for a car and bad credit, Questions about approval.?””
Hi, I am currently a 23 year old who works full time and makes $16/hr. My credit score is 578 from being an idiot when i was younger. I am now seeking a auto loan from either a bank or car dealer and will have a $5,000 down payment. My credit has slightly been increasing but not fast enough. I refuse to lease and I’m looking at something that’s around 18–23k. I live at home currently my only bills our cell phone and student loans. all of my credit cards and other bills are up to date. So what I’m try to figure out are my chances of getting approved and what roads can i go down? Thank you””
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With the new bankruptcy laws how old does debt have to be to qualify?
Example: if I charged $500 for a television 5 months ago would this debt be able to be discharged in bankruptcy filed today? or what would be the length of time the debt would need to be.
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If i sell my house before bankruptcy?
Im under contract to short sale my house and plan on filing a chapter sever after the sell. Would it be better if i filed chapter 7 0r 13.I want to purchase another house when i get back on my feet.I am close to 30k in debt and i just got a job making 70 k a year.
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Are there any internet chat/dating/flirting sites whaich are totally free?
i don’t mean the ones that say they are free but then need a credit card to actually do anything such as send a message. so if you know of any that are totally free that you can fully use with out giving credit card details.
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“”Where can I get a credit check/score online free, without giving bank details?””
david r- wow, great answer. How do you know so much about this? Thanks.””
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If someone already has an auto loan under their name can they co-sign for me to get one?
I was going to have my friend co-sign for me on a 3k — 4k auto loan. But he’s still paying for his car he bought the 2nd week of november, for 7k. So would he be able to co-sign for me and i get a loan that size? Or would i have to go else where and ask someone else i know? And if so is there an auto loan company that has low rates in kansas city, missouri?””
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Best Place to get a payday loan?
I’m needing $1,200 for some medical expenses i will be receiving $2,500 mid april is there any safe and secure payday online website that you guys can recommend? I know they jack up the interest but i will pay it all next month i just need the money now..health is always first..thanks.””
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Can a mortgage lender change their mind after final approval?
This is an FHA 203(k) loan, and the seller is HUD, so the reason it took so long was because we had to keep filling out all kinds of addendums and get the contractors to agree to specific estimates. It’s been quite a lot of work to get all the t’s crossed and i’s dotted! We are actually using Howard Hanna for the financing, although I believe they pass the actual mortgage on to another bank once everything closes.””
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What all consists of moving a mobile home onto land you already own?
My Fiance and I are getting ready to buy a double wide and move it onto some land his parents are giving us.. We are needing to know what all needs done before we move the trailer onto this land.. i know you have to have some water lines electric lines and sewage lines.. Can anyone tell me what more is needed and how much this is all gonna cost..
“Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

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Help: I may have bad credit?
I bought a curling iron about 8–11 months ago and i didn’t make my three payments for it (I know, irresponsible) and so now i have been in collections. What is collections, and how does it work? Will the amount they are requesting ($161.68) rise? And when I pay it will they notify me that the payment has been made? I just need knowledge about the collections….thanks””
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#repost

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Changing from variable to fixed interest rates on a home loan?
we have changed our interest rate from variable to fixed, our local bank said there is a $500 fee for doing this that will be directly taken out of our account, to allow this money in there. However when I rang up another time to the banks office they said the fee is added to your home loan. This is St George Bank, Australia. Does anyone know how this is done if you have done it before??””
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Has anyone banked with UAMC or knows about Lock in Options?
I’ve signed a contract with Lennar homes and went with their lender UAMC for my mortgage. They gave me a extended lock option in which I can lock in my rate before 60day period and would be able to float down the interest rate 30 days before close if the market rate is lower than what I locked at. My concern is if the market rate is indeed lower, they’ll only lower it a little or not lower it at all. For example, if I locked at 5 and the rate is 4.5, they’ll either re-lock at 4.75 or tell me that I have the best rate”””” they can give. I’m a first time homebuyer so I’m not very experience. Please help ASAP!””””””
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Credit cards and bankruptcy?
if i have a joint credit card with my mom, she files for bankruptcy will the account be closed and i dont have to pay for it anymore or with she just be removed from it, and i still have to pay for it how will this work””
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How much loan tenure would be best for car loan?
how much loan tenure would be best for car loan, 3 or 5 or 7 years ?””
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Can you order things online with a prepaid Visa Debit Card? The kind you buy at Wal-Mart?
I need to purchase tickets to a concert in November. All my family members with real debits and credits don’t want to order them for me even after I offered to give them the money BEFORE they would order. Anyways, I was told by my aunt to purchase a Visa Debit pre-paid card at Wal-Mart. She said that it’s $3 to purchase the card, and you just put on the card what you wanna use. Like if the tickets came out to like $100 to put like $125 on it, so on and so forth. I’ve ordered tickets before and it asks for the name on the card. If I were to use one of the Prepaid Debits, what would I put in that slot? My name? Can you order stuff online with one of those prepaid Visa Debits?””
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Can i file interest that paid on payday loans on my taxes?

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Is your home mortgage information open to public record so that a stranger can go look it up?
I recently had an issue with my uncle, who happened to know everything there was to know about my mortgage on my home. How is this possible? Is this information public record, and if so, why?””
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What happens if you dont pay a payday loan on time?
I fell into a bad situation and got taken to court by a payday loan company and ordered to pay the full amount plus by 07/21/09. I don’t have the money right now and the manager is not in this week. What will happen to me, will they give me a chance to talk with her first before further action is taken””
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Gave my credit card info to scam/fake website. What will happen?
Hi I wanted to buy some shoes at shoesfy.com and I gave them my credit card information and my name and everything, they even asked for the name of the bank (issue bank) my date of birth, name…and it said that the payment failed so I did some reaserch and found out the website was a scam that pretended to sell real designer shoes at low prices. Should I be worried? I deleted the cookies of the website if that changed anything. Is there a way they can rob ALL of my money in the bank under that number of my credit card?””
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Are there any LEGIT online payday loans?

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Is my credit score good enough to get a personal loan? UK only please?
I have just found out that my experian credit score is 744. I am a self employed tenent earning 3500 a month which I bank on my hsbc account. I have had my hsbc account for 10 months and am told that my internal credit score with hsbc is good. Do i have any chance of getting a personal loan off them? Have any of you managed to get a loan with a credit score 0f 744 or less? Dont bother sending me emails offering me loans. Im not stupid and am well aware of the scams going on.
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Find payday loan under loandistribution?

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How can i get a free credit report online from a secure website?help?

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What is the web address for the free credit report 2 times a year or does that not exist anymore?

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Someone please help me!! i need money fast!?
im college student in need of money, i tried loans and it didn’t work and now i have balance in my student account and if i don’t pay it in one week, they will drop me from the class and that will leave me with even more sucky life thn now in future too, i have job but i can’t make enugh money in one week so someone help me please!!!! i hate bugging for money but i have no hope and nobody to help me. please someone help me:(“”
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Can you get an auto loan without a down payment?
I’m interested in buying a used car but I don’t have the money for a down payment. Can someone still get financed at a car dealership for an auto loan with zero down? The car I’m interested in is a 2004, costs about $13,000 with low miles. I don’t have bad credit but it’s not perfect either.””
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Considering bankruptcy. Which one is right for me?
Just a little background first. I am 25 years old and a single mom of one. I have no assets (car, house, etc). I have made ALOT of bad decisions regarding my credit and I just can’t foresee my being able to fix it at this point. Just about all of my debt is in collections and most of it is 2 or more years old. I believe my debt is somewhere around the $30k mark, not including my student loans, which are only about $3k at this point. At the moment, I have no income. I am a full time student and I live with relatives so that I don’t have to pay rent. I considered one of those debt management places, but everyone has told me to stay away from them. I fully understand the consequences of bankruptcy and I know that it isnt a decision to be taken lightly. Which chapter, 7 or 13, would be better for me? How long will it take before I can start to rebuild my credit? On average, how much does filing cost? I haven’t consulted an attorney yet. I would just like to be a little more informed about each. I have also read the articles on bankruptcy websites, and I just seem to confuse myself more. Your help is very much appreciated. Thank you””
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Is it possible to file bankruptcy on your own or must you hire an attorney?
What are some tips to know when a person files for bankruptcy in the US?
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Should I refinance my auto loan? Is it worth it? Please help!?
I’ve already paid over a year of montly payments along w/ my down payment. I signed up for a 6 year term. Should I try to refinance for a lower apr? I don’t know???
“Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

Your credit card charges you 1.5 percent interest per month. What effective rate of interest are you paying?

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